Individual Life Insurance

Individual life insurance is a contract between an individual and a life insurance company that determines the exact policy provisions for the types of treatment to be given in the event of death, as well as how benefits will be paid.

Which Kind of Life Insurance is Best?

The two most common types of life insurance are term life and whole life. Term life provides only temporary coverage, usually purchased with a specific time frame in which the policy is active. Whole life, on the other hand, remains in place until death and can be passed down to a recipient after the insured passes away.

Although life insurance can be purchased at any age, it’s normal to buy life insurance when you have dependents who are relying on your income. Life insurance can also be a smart way of investing your money for your family’s future.

Choosing a life insurance policy can be tricky, and there’s no one-size-fits all solution. We’re here to help you find the right life insurance policy for your needs and budget. Click the button below to speak with one of our experienced representatives.