When it comes to protecting the ones you love, term life insurance is often viewed as an affordable and effective option.
What is Term Life Insurance?
Term life insurance provides protection for a limited time period – such as 10, 20 or 30 years – and pays benefits only if someone dies within that timeframe. Payments from a term policy typically don’t continue after the term ends, unless a renewal is purchased. Because there’s no cash value and no investment component, a term policy is more affordable than permanent life insurance coverage.
Note that term life insurance provides protection for a limited time period. Payments from a term policy typically don’t continue after the term ends, unless a renewal is purchased. Because there’s no cash value and no investment component, term policies are much less expensive than permanent life insurance coverage. Term life insurance is usually well suited to protect against financial loss caused by the death of a family’s primary wage earner.
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